 HOMEOWNERSHIP
Gives You Options & Opportunities
Keys Unlock Dreams is a nationwide initiative dedicated to providing consumers and communities with the resources and expert advice they need to build thriving, inclusive communities and make homeownership a reality for millions of people.
KEYS UNLOCK DREAMS INITIATIVE
Homeownership has always been at the heart of the American dream and provides secure and stable environments for families to build generational wealth. Yet for millions of people of color around the nation, homeownership could never be more than just that — a dream.
We have the KEYS to help YOU unlock your DREAMS.
Homeownership has always been at the heart of the American dream and provides secure and stable environments for families to build generational wealth. Yet for millions of people of color around the nation, homeownership could never be more than just that — a dream.
We have the KEYS to help YOU unlock your DREAMS.
ABOUT US
OUR GOALS
The Keys Unlock Dreams Initiative (KUDI) is a nationwide effort led by the National Fair Housing Alliance (NFHA) designed to achieve five major goals:
OUR VISION
We are dreaming big!Â
Our goals are lofty, but with the help of our numerous partners and supporters, they are within reach.
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We are dreaming big!Â
Our goals are lofty, but with the help of our numerous partners and supporters, they are within reach.
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3,000,000
50%
Opportunity
COMPONENTS OF
KEYS UNLOCK DREAMS INITIATIVE
Today’s housing and financial markets have not served everyone well. What’s more – the neighborhoods where we live are not fair and equitable. Some communities are enriched with resources, like bank branches, healthcare facilities, well-resourced schools, healthy food centers, green spaces, and other important amenities. Unfortunately, other neighborhoods, largely communities of color and urban and rural areas, lack these critical resources. Many areas lack affordable housing options. But we’re changing that through the Keys Unlock Dreams Initiative.
Here are the components of our Initiative:
Research
All neighborhoods should have access to prosperity and opportunity. Check out the critical research we’ve conducted with the Urban Institute, Zillow, and other partners to provide solutions to expand this vision.
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Advocacy & Policy
Unjust and race-based policies created uneven landscapes and inequitable foundations. Find all the tools and resources that help elected officials and government leaders adopt justice-based policies that benefit all communities.
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Products & Programs
Keys Unlock Dreams promotes programs and products supporting sustainable mortgages for affordable housing. It also advances programs that create sustainable inclusive communities.
Education & Outreach
The Keys Unlock Dreams Initiative connects consumers and other stakeholders with important resources and events to educate people about fair housing and fair credit opportunities to create vibrant, inclusive communities.
Building Partnerships
No plan can succeed without the support of committed partners and friends. The Keys Unlock Dreams Initiative brings together a wide range of stakeholders to ensure we reach our goals. Learn more about our partners.
RESOURCES
We all want our children and families to be stably housed and to live in vibrant communities. With the right tools and working smartly together, we can make this dream a reality.
We all want our children and families to be stably housed and to live in vibrant communities. With the right tools and working smartly together, we can make this dream a reality.
NFHA: COVID-19 Resource Page
Check The National Fair Housing Alliance’s COVID-19 Resource page regularly for critical COVID-19 updates related to Fair Housing, Rental Assistance, Federal and Local Moratoria, and
CFPB: You May Be Eligible for Mortgage and Credit Relief
Most homeowners are protected under federal law from foreclosure and can temporarily pause or reduce their mortgage payments if they’re struggling financially. You’re protected if
CFPB: Mortgage Forbearance: What Are The Options?
What is mortgage forbearance? Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause
CFPB: Find Help for Homeowners and Renters During the COVID-19 Emergency
Find a HUD-Approved Housing Counselor U.S. Department of Housing and Urban Development (HUD)-approved housing counselors  can discuss options with you if you’re having trouble paying your mortgage
Inequality Lingers
In commemoration of the 50th Anniversary of the Fair Housing Act, Trulia is proud to partner with the National Fair Housing Alliance (NFHA) to spotlight the importance of
Millennial Homeownership
Millennial HomeownershipWhy Is It So Low, and How Can We Increase It? Millennial HomeownershipWhy Is It So Low, and How Can We Increase It? Millennials,
Fair Housing in Jeopardy: Trump Administration Undermines Critical Tools for Achieving Racial Equity
This report was not supposed to be about the COVID-19 pandemic. It was supposed to be about fair housing trends in 2019. However, how could
NFHA: COVID-19 Resource Page
Check The National Fair Housing Alliance’s COVID-19 Resource page regularly for critical COVID-19 updates related to Fair Housing, Rental Assistance, Federal and Local Moratoria, and
What Modern-Day Housing Discrimination Looks Like: A Conversation With the National Fair Housing Alliance
For many Americans, housing discrimination is a fact of life. Redlining and other policies and practices have contributed to a widening in the black-white homeownership rate gap over the past
Not Okay? That’s Okay.
Next year, millions of parents across our country may have to make that long walk because a contagious virus ravaged the nation. The Aspen Institute estimates that
Keys Unlock Dreams: The Centrality of Housing to Building an Equitable Society
Homeownership has always been a part of the American Dream. Homeownership provides stable environments, it is essential for wealth-building, and grants greater access to quality
The United States’ Staggering Racial Wealth Gap
The Racial Wealth Gap in the United States is worse today than it was before the passing of the Fair Housing Act in 1968. Black
RESEARCH
Featured Research
We are working with the Urban Institute, Zillow and other organizations to create critical research to support policy solutions and the development of new products to help expand affordable housing, expand fair housing opportunities for underserved groups, and create vibrant communities. Check out important research we’ve conducted to date.
Inequality Lingers
NFHA, Trulia
What Modern-Day Housing Discrimination Looks Like
Zillow, NFHA
Barriers to Accessing Homeownership
Urban Institute
NFHA's 2020 Fair Housing Trends Report
NFHA
PARTNERSHIPS