HOMEOWNERSHIP

Gives You Options & Opportunities

Keys Unlock Dreams is a nationwide initiative dedicated to providing consumers and communities with the resources and expert advice they need to build thriving, inclusive communities and make homeownership a reality for millions of people.

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KEYS UNLOCK DREAMS INITIATIVE

Homeownership has always been at the heart of the American dream and provides secure and stable environments for families to build generational wealth. Yet for millions of people of color around the nation, homeownership could never be more than just that — a dream.

We have the KEYS to help YOU unlock your DREAMS.

Homeownership has always been at the heart of the American dream and provides secure and stable environments for families to build generational wealth. Yet for millions of people of color around the nation, homeownership could never be more than just that — a dream.

We have the KEYS to help YOU unlock your DREAMS.

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ABOUT US

KEYS UNLOCK DREAMS INITIATIVE

Keys Unlock Dreams is a nationwide initiative led by the National Fair Housing Alliance (NFHA). NFHA is a national, civil rights organization established in 1988 to advance housing justice. NFHA has been working for over 30 years to eliminate all forms of housing discrimination and ensure that every community is well-resourced with the opportunities and amenities people need to thrive.

OUR GOALS

The Keys Unlock Dreams Initiative (KUDI) is a nationwide effort led by the National Fair Housing Alliance (NFHA) designed to achieve five major goals:

1.
Remove Structural Barriers That Perpetuate Racial Inequality
2.
Expand Affordable and Fair Housing Options
3.
Prevent an Unbalanced Recovery from the COVID-19 Pandemic
4.
Empower Consumers and Stakeholders with Critical Information and Resources
5.
Help Close the Racial Wealth and Homeownership Gap in the United States
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OUR VISION

We are dreaming big! 

Our goals are lofty, but with the help of our numerous partners and supporters, they are within reach.

 

We are dreaming big! 

Our goals are lofty, but with the help of our numerous partners and supporters, they are within reach.

 

3,000,000

Net New Black Homeowners by 2030

50%

Latino Homeownership Rate by 2024

Opportunity

Make Every Neighborhood a Place of Opportunity

COMPONENTS OF

KEYS UNLOCK DREAMS INITIATIVE

Today’s housing and financial markets have not served everyone well. What’s more – the neighborhoods where we live are not fair and equitable. Some communities are enriched with resources, like bank branches, healthcare facilities, well-resourced schools, healthy food centers, green spaces, and other important amenities. Unfortunately, other neighborhoods, largely communities of color and urban and rural areas, lack these critical resources. Many areas lack affordable housing options. But we’re changing that through the Keys Unlock Dreams Initiative.

Here are the components of our Initiative:

Research

All neighborhoods should have access to prosperity and opportunity. Check out the critical research we’ve conducted with the Urban Institute, Zillow, and other partners to provide solutions to expand this vision.

 

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Advocacy & Policy

Unjust and race-based policies created uneven landscapes and inequitable foundations. Find all the tools and resources that help elected officials and government leaders adopt justice-based policies that benefit all communities.

 

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Products & Programs

Keys Unlock Dreams promotes programs and products supporting sustainable mortgages for affordable housing. It also advances programs that create sustainable inclusive communities.

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Education & Outreach

The Keys Unlock Dreams Initiative connects consumers and other stakeholders with important resources and events to educate people about fair housing and fair credit opportunities to create vibrant, inclusive communities.

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Building Partnerships

No plan can succeed without the support of committed partners and friends. The Keys Unlock Dreams Initiative brings together a wide range of stakeholders to ensure we reach our goals. Learn more about our partners.

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RESOURCES

We all want our children and families to be stably housed and to live in vibrant communities. With the right tools and working smartly together, we can make this dream a reality.

We all want our children and families to be stably housed and to live in vibrant communities. With the right tools and working smartly together, we can make this dream a reality.

NFHA: COVID-19 Resource Page

Check The National Fair Housing Alliance’s COVID-19 Resource page regularly for critical COVID-19 updates related to Fair Housing, Rental Assistance, Federal and Local Moratoria, and

Read More »

Inequality Lingers

In commemoration of the 50th Anniversary of the Fair Housing Act, Trulia is proud to partner with the National Fair Housing Alliance (NFHA) to spotlight the importance of

Read More »

Millennial Homeownership

Millennial HomeownershipWhy Is It So Low, and How Can We Increase It? Millennial HomeownershipWhy Is It So Low, and How Can We Increase It? Millennials,

Read More »

NFHA: COVID-19 Resource Page

Check The National Fair Housing Alliance’s COVID-19 Resource page regularly for critical COVID-19 updates related to Fair Housing, Rental Assistance, Federal and Local Moratoria, and

Read More »

Not Okay? That’s Okay.

Next year, millions of parents across our country may have to make that long walk because a contagious virus ravaged the nation. The Aspen Institute estimates that

Read More »

RESEARCH

Featured Research

We are working with the Urban Institute, Zillow and other organizations to create critical research to support policy solutions and the development of new products to help expand affordable housing, expand fair housing opportunities for underserved groups, and create vibrant communities.  Check out important research we’ve conducted to date.

50 years

Inequality Lingers

NFHA, Trulia
In commemoration of the 50th Anniversary of the Fair Housing Act, Trulia is proud to partner.. READ MORE
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What Modern-Day Housing Discrimination Looks Like

Zillow, NFHA
For many Americans, housing discrimination is a fact of life. Redlining and other policies and practices... READ MORE
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Barriers to Accessing Homeownership

Urban Institute
"We need to increase these programs’ visibility and ensure borrowers in mortgage... READ MORE
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NFHA's 2020 Fair Housing Trends Report

NFHA
In this 2020 Fair Housing Trends Report, we describe the role housing discrimination plays in many... READ MORE

PARTNERSHIPS

No plan can succeed without the support of committed partners and friends.

The Keys Unlock Dreams Initiative brings together a wide range of stakeholders to ensure we reach our goals.