Keys Unlock Dreams Initiative 2023 Impact Statement
The Keys Unlock Dreams Initiative (KUDI) was launched in 2019 to address the precipitous decline in homeownership for Black people as well as systemic challenges faced by Black, Latino, and...
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Freddie Mac DPA One
Freddie Mac's DPA One is a free online resource to help you quickly find, understand and match down payment assistance (DPA) programs for borrowers.
Black Homeownership: Using Data to Navigate the Road to Equity
This brief offers a dashboard to guide stakeholders working to close the racial homeownership gap by increasing the number of Black homeowners.
KUDI Impact Statement
This 2022 Keys Unlock Dreams Initiative Impact Statement details the successes of the program.
OUR AMERICA: LOWBALLED
Black and Latino families have had their homes appraised for up to $500,000 less than expected, and race has shown to play a significant factor. ABC documentary "Our America: Lowballed" raises awareness on this systemic issue.
Opinion: The Black-White homeownership gap is wider than it was in the ’60s. Here’s how to close it (CNN Business)
This opinion piece offers solutions to closing the long-standing Black-white homeownership gap.
Special Purpose Credit Programs Virtual Forum Overview
On September 1, 2021, the National Fair Housing Alliance (NFHA), in partnership with Urban Institute and the Mortgage Bankers Association (MBA), hosted a virtual forum on Special Purpose Credit Programs (SPCPs). This event was intended to provide the audience with an overview of SPCPs and a clear understanding of the barriers to credit access and who is most affected by those barriers.
Groundbreaking Report Identifies Bias and Systemic Barriers in Real Estate Appraisals
Racial discrimination in home appraisals continues to affect Black and Latino homeowners throughout our country, and a new federally-commissioned report from the National Fair Housing Alliance (NFHA) identifies recommendations to address this crisis.
Racial Homeownership Rates Vary across the Most Commonly Cited Datasets. When and Why Should You Use Different Ones?
Racial disparities in the housing market have been stark for nearly a century. Because of the pervasive influence of structural racism, people of color have experienced the greatest barriers to accessing and maintaining homeownership. Read about how data can be used to help close the gap.
How Place-Based Special Purpose Credit Programs Can Reduce the Racial Homeownership Gap
Place-based Special Purpose Credit Programs, which target distinct geographic areas rather than specific people, are one of many tools available to help close the racial homeownership gap.