We have the Keys you need to unlock the door to Homeownership. Not only do we have resources to help expand homeownership access, but we have tools to help people maintain their homeownership status and build inter-generational wealth. All you need to do is take the Keys and open the door.
Keys Unlock Dreams is a nationwide initiative, sponsored by the National Fair Housing Alliance and Urban Institute, designed to provide consumers with the resources and expert information they need to make homeownership a reality.
Today’s housing and financial markets have not served everyone well. What’s more—the neighborhoods where we live are not fair and equitable. Some communities are enriched with resources, like bank branches, healthcare facilities, well-resourced schools, healthy food centers, green spaces, and other important amenities. Unfortunately, other neighborhoods, largely communities of color and urban and rural areas, lack these critical resources. Many areas lack affordable housing options. But we’re changing that through the Keys Unlock Dreams Initiative.
Our Goals
- Remove structural barriers that perpetuate racial inequality
- Expand affordable and fair housing options
- Prevent an unbalanced recovery from the COVID-19 pandemic
- Empower consumer and stakeholders with critical information and resources
- Help close the racial wealth and homeownership gap in the United States
Our Vision
3 million
Net new Black homeowners by the year 2030
50% Latino Homeownership
50% Latino homeownership rate by the year 2024
Opportunity
Make every neighborhood a place of opportunity
Components of Keys Unlock Dreams
All neighborhoods should have access to prosperity and opportunity. Check out the critical research we’ve conducted with the Urban Institute, Zillow, and other partners to provide solutions to expand this vision.
Learn MoreUnjust and race-based policies created uneven landscapes and inequitable foundations. Find all the tools and resources that help elected officials and government leaders adopt justice-based policies that benefit all communities.
Learn MoreKeys Unlock Dreams promotes programs and products supporting sustainable mortgages for affordable housing. It also advances programs that create sustainable inclusive communities.
Learn MoreThe Keys Unlock Dreams Initiative connects consumers and other stakeholders with important resources and events to educate people about fair housing and fair credit opportunities to create vibrant, inclusive communities.
Visit Our ResourcesNo plan can succeed without the support of committed partners and friends. The Keys Unlock Dreams Initiative brings together a wide range of stakeholders to ensure we reach our goals. Learn more about our partners.
Learn More
About the National Fair Housing Alliance
Keys Unlock Dreams is a nationwide initiative led by the National Fair Housing Alliance (NFHA). NFHA is a national, civil rights organization established in 1988 to advance housing justice. NFHA has been working for over 30 years to eliminate all forms of housing discrimination and ensure that every community is well-resourced with the opportunities and amenities people need to thrive. NFHA is also the trade association for fair housing groups throughout the nation.