First Generation: Criteria for a Targeted Down Payment Assistance Program

First Generation Foundations: A Guide to Advancing Equity with First Generation Homeownership Programs

Homeownership has long been a path to creating financial security and intergenerational wealth, and it continues to be the primary driver of wealth building for families in the U.S. today. While homeownership rates overall have been on the rise, the cost of purchasing a home is significantly higher compared to a year ago, pricing many...

The Impact of the COVID-19 Pandemic on Homeownership in Baltimore

Homeownership declined in Baltimore during the COVID-19 pandemic, exacerbating long standing issues that have fallen particularly hard on Black communities, a new report by several local and national nonprofit organizations has found. The report, “COVID-19 and Homeownership in Baltimore,” documents how the Black community has lagged in homeownership rates in Baltimore historically. In Baltimore, from...

Protecting Homeownership from the Impact of COVID-19

This report, co-authored by the National Community Stabilization Trust, the National Association of Realtors, and the National Fair Housing Alliance, provides an overview of solutions to protecting homeowners and homeownership from the devastating impacts of the COVID-19 pandemic.

Identifying Bias and Barriers, Promoting Equity: An Analysis of the USPAP Standards and Appraiser Qualifications Criteria

This study, commissioned by the Appraisal Subcommittee of the Federal Financial Institutions Examination Council, provides a detailed analysis of the USPAP Standards and Appraiser Qualifications Criteria.

Using Special Purpose Credit Programs to Expand Equality

Special Purpose Credit Programs were first made allowable by the Equal Credit Opportunity Act of 1974. Learn more about these programs and how they can expand equality in financial lending.