Consumers & Homebuyers

How much can you afford?

February 7, 2024

Once you determine you’re ready to be a homeowner and in a financial position to buy a home, you can figure out how much you can afford to spend on a house.

What you can afford to spend depends on how much money you earn, the debt payments you’re already making, and more. The 3by30 Mortgage Calculator is an easy way to get an idea of how much you can afford to spend.

Keep Reading

How much can you afford?

Once you determine you’re ready to be a homeowner and in a financial position to buy a home, you can figure out how much you can afford to spend on a house.

Freddie Mac DPA One

Freddie Mac's DPA One is a free online resource to help you quickly find, understand and match down payment assistance (DPA) programs for borrowers.

The Black Connect: Housing Industry & Black Homeownership

The National Fair Housing Alliance is working hard to increase the homeownership rate for Black and Latino communities through our Keys Unlock Dreams Initiative and has created a number of resources and tips for consumers who are looking to attain homeownership and build intergenerational wealth.

OUR AMERICA: LOWBALLED

Black and Latino families have had their homes appraised for up to $500,000 less than expected, and race has shown to play a significant factor. ABC documentary "Our America: Lowballed" raises awareness on this systemic issue.

NFHA and MBA Launch Online Toolkit to Help Lenders Develop Special Purpose Credit Programs for Underserved Communities

The National Fair Housing Alliance (NFHA) and Mortgage Bankers Association (MBA) announced a new online toolkit for mortgage lenders interested in developing Special Purpose Credit Programs (SPCPs).

NFHA launches Frontdoor Interactive Web Service to Connect Renters to Assistance

The National Fair Housing Alliance (NFHA) has developed an interactive web service that quickly connects renters who need support to pay their rent or utilities to programs that can provide assistance, addressing a problem that has become more acute because of the COVID-19 pandemic and the economic dislocation that followed it.

Homebuyer Toolkit

The Keys Unlock Dreams Homebuyer Toolkit will take readers through the process of buying a home from financial readiness and knowing your rights to finding a Realtor and closing the sale.

Fair Housing in Jeopardy: Trump Administration Undermines Critical Tools for Achieving Racial Equity

The adverse COVID health outcomes for people of color, and especially for Black Americans, are a manifestation of segregation and absence of opportunity in neighborhoods of color.