How much can you afford?
Once you determine you’re ready to be a homeowner and in a financial position to buy a home, you can figure out how much you can afford to spend on a house.
Consumers & Homebuyers
Freddie Mac DPA One
Freddie Mac's DPA One is a free online resource to help you quickly find, understand and match down payment assistance (DPA) programs for borrowers.
The Black Connect: Housing Industry & Black Homeownership
The National Fair Housing Alliance is working hard to increase the homeownership rate for Black and Latino communities through our Keys Unlock Dreams Initiative and has created a number of resources and tips for consumers who are looking to attain homeownership and build intergenerational wealth.
OUR AMERICA: LOWBALLED
Black and Latino families have had their homes appraised for up to $500,000 less than expected, and race has shown to play a significant factor. ABC documentary "Our America: Lowballed" raises awareness on this systemic issue.
NFHA and MBA Launch Online Toolkit to Help Lenders Develop Special Purpose Credit Programs for Underserved Communities
The National Fair Housing Alliance (NFHA) and Mortgage Bankers Association (MBA) announced a new online toolkit for mortgage lenders interested in developing Special Purpose Credit Programs (SPCPs).
NFHA launches Frontdoor Interactive Web Service to Connect Renters to Assistance
The National Fair Housing Alliance (NFHA) has developed an interactive web service that quickly connects renters who need support to pay their rent or utilities to programs that can provide assistance, addressing a problem that has become more acute because of the COVID-19 pandemic and the economic dislocation that followed it.
Homebuyer Toolkit
The Keys Unlock Dreams Homebuyer Toolkit will take readers through the process of buying a home from financial readiness and knowing your rights to finding a Realtor and closing the sale.
Fair Housing in Jeopardy: Trump Administration Undermines Critical Tools for Achieving Racial Equity
The adverse COVID health outcomes for people of color, and especially for Black Americans, are a manifestation of segregation and absence of opportunity in neighborhoods of color.
CFPB: Find Help for Homeowners and Renters During the COVID-19 Emergency
U.S. Department of Housing and Urban Development (HUD)-approved housing counselors can discuss options with you if you’re having trouble paying your mortgage or managing your reverse mortgage.
CFPB: Mortgage Forbearance: What Are The Options?
Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage. You will have to pay the payment reduction or the paused payments back later.